Insurance Plus is an independent insurance agency, powered by Accounting Plus, to provide financially-driven insurance solutions that align with your business needs and goals. But what does that mean exactly?

Turn on the television, pick-up a magazine, or drive-by a billboard and you’ll likely see an advertisement for insurance with promises that would lead one to believe that by answering a few simple questions, you can save money and protect your business with just a click of a button.

While ease of use and price are important, ensuring that you, your business, and your employees are protected from potentially catastrophic events is why you buy insurance. To put it another way, business owners buy insurance with the expectation that when a loss occurs, they will be made whole. Unfortunately, this is not always the case.

According to industry data, the vast majority of businesses are inaccurately and inadequately insured, leaving the business its employees, and business owners at risk. Accurate and adequate insurance coverage isn’t always about paying more; often times, it’s about having the right information to make
better, more informed decisions.

The Better Together Campaign was born out of this idea that Accounting Plus and Insurance Plus can accomplish more together by ensuring the right information is obtained and used. Our clients know running a business is a lot of responsibility, but having a team of trusted experts on their side allows them to focus on the aspects of their business they love.

Together, Accounting Plus and Insurance Plus can further simplify our customers’ business responsibilities by allowing them to combine their business advising and insurance needs all under one roof.

Below are 5 examples of how our clients benefit from our financially-driven insurance solutions:

1. Comprehensive financial solutions: A company that provides both insurance and accounting services offers comprehensive financial solutions to its customers. This helps customers save time and effort by dealing with a single company for their insurance and financial needs.
   
2. Tailored insurance solutions: An accounting firm can provide insights into a customer’s financial situation, which can help the insurance team tailor insurance solutions to meet their specific needs.
   For example, if a customer is looking to protect their assets, their accountant can help identify which assets are most at risk so that we recommend the appropriate coverage within their insurance policies.
   
3. Better claims management: An accounting firm can help customers manage their claims by providing guidance on the documentation required for insurance claims. This can help ensure that claims are processed smoothly and efficiently, and that customers receive the full benefits of their insurance policies.
   
4. Improved financial planning: An accounting firm can help customers develop and implement financial plans that align with their insurance needs. This can help customers achieve their financial goals and minimize their financial risk.
   
5. Regulatory compliance: A company that provides both insurance and accounting services can help customers comply with regulatory requirements related to insurance and finance. This can help customers avoid fines and legal issues and ensure that they are fully protected.

Overall, a customer can benefit from doing business with a company that provides both insurance and accounting services by receiving tailored financial solutions, better claims management, and improved financial planning. Additionally, working with a single company for both insurance and accounting needs can help customers save time and effort, and ensure regulatory compliance.

Josh Steinkoetter is the Assistant Director of Insurance Plus. He has just under 20 years of experience in the insurance industry, a large portion of which were earned serving as a Claim Specialist. Josh is a firm believer in educating his clients on how they can take control of the policies they purchase, as well as the premiums they pay, by helping them build a more accurate Risk Profile, tailoring the coverages of each policy he writes to meet their needs.